/* Shared Styles for BPR Apta Sejahtera - LIGHT THEME */
:root {
  --bg: #F8FAFC;
  --bg-card: #FFFFFF;
  --bg-section: #F1F5F9;
  --white: #FFFFFF;
  --text-primary: #0F172A;
  --text-secondary: #475569;
  --text-muted: #64748B;
  --gold: #B8860B;
  --gold-light: #D4AF37;
  --gold-bg: rgba(184, 134, 11, 0.08);
  --gold-border: rgba(184, 134, 11, 0.2);
  --border: #E2E8F0;
  --gradient: linear-gradient(135deg, #D4AF37 0%, #F4E4BA 50%, #D4AF37 100%);
  --shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 40px rgba(0, 0, 0, 0.1);
  --radius: 16px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', system-ui, sans-serif; background: var(--bg); color: var(--text-primary); line-height: 1.6; overflow-x: hidden; }

/* NAVBAR */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  padding: 16px 5%; display: flex; justify-content: space-between; align-items: center;
  background: rgba(255, 255, 255, 0.95); backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  transition: all 0.3s;
}
.navbar.scrolled { box-shadow: var(--shadow); }
.logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.logo img { width: 44px; height: 44px; border-radius: 10px; }
.logo-text { font-size: 18px; font-weight: 700; color: var(--text-primary); }
.logo-text span { color: var(--gold); }

.nav-list { display: flex; gap: 4px; list-style: none; align-items: center; }
.nav-list > li { position: relative; }
.nav-list a {
  color: var(--text-secondary); text-decoration: none; font-size: 14px; font-weight: 500;
  padding: 8px 16px; border-radius: 8px; transition: all 0.3s; display: block; white-space: nowrap;
}
.nav-list a:hover, .nav-list a.active { color: var(--gold); background: var(--gold-bg); }
.nav-list a.has-dropdown::after { content: ' ▼'; font-size: 8px; margin-left: 4px; }

/* DROPDOWN */
.dropdown {
  position: absolute; top: 100%; left: 0; min-width: 220px;
  background: var(--bg-card); border: 1px solid var(--border);
  border-radius: 12px; padding: 8px; opacity: 0; visibility: hidden;
  transform: translateY(10px); transition: all 0.3s;
  box-shadow: var(--shadow-lg);
}
.nav-list > li:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown a { color: var(--text-secondary); padding: 10px 16px; border-radius: 8px; font-size: 13px; }
.dropdown a:hover { color: var(--gold); background: var(--gold-bg); }

.nav-cta {
  background: var(--gold); color: var(--white); padding: 10px 24px;
  border-radius: 8px; font-weight: 600; font-size: 13px; text-decoration: none; margin-left: 16px;
  transition: all 0.3s;
}
.nav-cta:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: var(--shadow); }
.menu-toggle { display: none; background: none; border: none; color: var(--text-primary); font-size: 28px; cursor: pointer; }

/* PAGE HEADER */
.page-header {
  min-height: 40vh; display: flex; align-items: center; justify-content: center;
  position: relative; padding: 120px 5% 60px; overflow: hidden; background: var(--bg-section);
}
.page-header::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(184, 134, 11, 0.08) 0%, transparent 50%);
}
.page-header h1 { font-size: clamp(32px, 5vw, 48px); font-weight: 900; margin-bottom: 16px; text-align: center; color: var(--text-primary); }
.page-header h1 span { background: var(--gradient); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }
.page-header p { font-size: 16px; color: var(--text-secondary); max-width: 600px; margin: 0 auto; text-align: center; }

/* CONTENT */
.content { padding: 60px 5%; max-width: 1100px; margin: 0 auto; }
.content h2 { font-size: clamp(22px, 3vw, 28px); font-weight: 700; margin: 40px 0 20px; color: var(--gold); }
.content h2:first-child { margin-top: 0; }
.content h3 { font-size: clamp(18px, 2.5vw, 22px); font-weight: 600; margin: 32px 0 16px; color: var(--text-primary); }
.content p { color: var(--text-secondary); font-size: 15px; line-height: 1.8; margin-bottom: 16px; }
.content ul { list-style: none; margin: 16px 0 24px; }
.content ul li { color: var(--text-secondary); font-size: 14px; line-height: 1.8; padding: 8px 0; padding-left: 24px; position: relative; }
.content ul li::before { content: '•'; color: var(--gold); font-weight: bold; position: absolute; left: 0; }

/* CARDS */
.card {
  background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 32px; margin-bottom: 20px;
}
.card h3 { color: var(--gold); margin-top: 0; }
.card p { color: var(--text-secondary); font-size: 14px; line-height: 1.7; }

/* RATE BOX */
.rate-box {
  background: var(--gold-bg); border: 2px solid var(--gold-border); border-radius: var(--radius);
  padding: 40px; text-align: center; margin: 30px 0;
}
.rate-box .big-rate { font-size: clamp(36px, 6vw, 56px); font-weight: 900; color: var(--gold); }

/* DOWNLOAD LIST */
.download-list { list-style: none; margin: 20px 0; }
.download-list li {
  background: var(--bg-card); border: 1px solid var(--border); border-radius: 12px;
  padding: 16px 20px; margin-bottom: 12px; display: flex; justify-content: space-between;
  align-items: center; flex-wrap: wrap; gap: 12px; transition: all 0.3s;
}
.download-list li:hover { border-color: var(--gold-border); box-shadow: var(--shadow); }
.download-list .file-name { font-size: 14px; font-weight: 500; color: var(--text-primary); }
.download-list .file-meta { font-size: 12px; color: var(--text-muted); }
.download-list .download-btn {
  background: var(--gold); color: var(--white); padding: 8px 16px; border-radius: 6px;
  font-size: 12px; font-weight: 600; text-decoration: none; transition: all 0.3s;
}
.download-list .download-btn:hover { transform: translateY(-2px); box-shadow: var(--shadow); }

/* CONTACT */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; margin: 40px 0; }
.contact-info h3 { color: var(--gold); margin-top: 0; }
.contact-item { display: flex; gap: 12px; margin-bottom: 20px; }
.contact-item .icon { font-size: 24px; }
.contact-item h4 { font-size: 14px; font-weight: 600; margin-bottom: 4px; color: var(--text-primary); }
.contact-item p { font-size: 13px; color: var(--text-secondary); margin: 0; }

/* FORM */
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 13px; font-weight: 500; margin-bottom: 8px; color: var(--text-secondary); }
.form-group input, .form-group textarea, .form-group select {
  width: 100%; padding: 14px 16px; background: var(--bg-card); border: 1px solid var(--border);
  border-radius: 8px; color: var(--text-primary); font-size: 14px; font-family: inherit; transition: all 0.3s;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px var(--gold-bg); }
.form-group textarea { resize: vertical; min-height: 120px; }
.form-group select option { background: var(--bg-card); }
.form-submit {
  width: 100%; background: var(--gold); color: var(--white); padding: 16px; border: none;
  border-radius: 8px; font-size: 14px; font-weight: 700; cursor: pointer; transition: all 0.3s;
}
.form-submit:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }

/* GALLERY */
.gallery-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 16px; margin: 30px 0; }
.gallery-item {
  aspect-ratio: 16/10; background: var(--bg-card); border: 1px solid var(--border);
  border-radius: 12px; display: flex; align-items: center; justify-content: center;
  font-size: 48px; color: var(--text-muted); transition: all 0.3s;
}
.gallery-item:hover { border-color: var(--gold-border); color: var(--gold); transform: scale(1.02); }

/* SIMULATOR */
.simulator {
  background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 40px; max-width: 600px; margin: 40px auto;
}
.simulator h3 { text-align: center; color: var(--gold); margin-top: 0; }
.sim-result {
  background: var(--gold-bg); border: 1px solid var(--gold-border); border-radius: 12px;
  padding: 24px; margin-top: 24px; text-align: center;
}
.sim-result .amount { font-size: 32px; font-weight: 900; color: var(--gold); }

/* CTA */
.cta { padding: 60px 5%; background: var(--gold); text-align: center; }
.cta h2 { font-size: clamp(24px, 4vw, 32px); font-weight: 800; color: var(--white); margin-bottom: 12px; }
.cta p { font-size: 16px; color: rgba(255, 255, 255, 0.9); margin-bottom: 24px; }
.btn-white { background: var(--white); color: var(--gold); padding: 14px 32px; border-radius: 10px; font-weight: 700; font-size: 14px; text-decoration: none; display: inline-block; transition: all 0.3s; }
.btn-white:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }

/* FOOTER */
.footer { padding: 60px 5% 30px; background: var(--bg-section); border-top: 1px solid var(--border); }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; padding-bottom: 40px; border-bottom: 1px solid var(--border); }
.footer-brand p { color: var(--text-secondary); font-size: 13px; margin-top: 16px; line-height: 1.7; max-width: 300px; }
.footer h4 { font-size: 14px; font-weight: 600; margin-bottom: 20px; color: var(--text-primary); }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.footer-links a { color: var(--text-secondary); text-decoration: none; font-size: 13px; transition: all 0.3s; }
.footer-links a:hover { color: var(--gold); }
.footer-bottom { padding-top: 30px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 16px; }
.footer-bottom p { font-size: 12px; color: var(--text-muted); }
.footer-badges { display: flex; gap: 16px; }
.footer-badge {
  background: var(--gold-bg); border: 1px solid var(--gold-border);
  padding: 8px 16px; border-radius: 6px; font-size: 11px; font-weight: 600; color: var(--gold);
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .nav-list { display: none; }
  .menu-toggle { display: block; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .footer-top { grid-template-columns: 1fr; }
  .download-list li { flex-direction: column; align-items: flex-start; }
}